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17/03 Sandip
HR Recruiter at TakePillar

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Officer - Sales - Agriculture Loan (2-5 yrs)

Jalandhar Job Code: 263151

Job Overview:

The Agriculture Loan Officer is responsible for managing the loan portfolio of agricultural clients. This involves analyzing loan applications, conducting credit investigations, assessing risk, and managing the loan disbursement and repayment process.

Key Responsibilities : 

- Evaluate loan applications and assess the creditworthiness of agricultural clients

- Conduct financial analysis to determine the viability of loan requests

- Collect and analyze financial information, including credit reports, tax returns, and other relevant data

- Make loan recommendations and present them to management for approval

- Develop and maintain relationships with clients to ensure loan repayment and customer satisfaction

- Monitor loan accounts to identify potential defaults and take necessary action to mitigate risks

 -Stay up-to-date with industry trends and regulations affecting agricultural lending

- Meet sales targets and contribute to the growth of the loan portfolio

Qualifications :

- Bachelor's degree in Agriculture, Finance, or a related field

- At least 2-3 years of experience in agricultural lending or a related field

- Strong analytical and financial analysis skills

- Ability to evaluate credit risk and make sound lending decisions

- Excellent communication and customer service skills

- Ability to work independently and manage a large loan portfolio

- Knowledge of agricultural markets, trends, and regulations

- Familiarity with loan processing software and other financial tools

Salary and Benefits::

The salary for an Agriculture Loan Officer varies depending on experience and location. Benefits may include health insurance, retirement plans, and paid time off.

Interested candidates can share me your resume on whatsapp:: 9638646812

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