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24/11 Mohammed Siddiq
Recruitment Associate at Foundgate Consultancy

Views:2 Applications:1 Rec. Actions:Recruiter Actions:0

Officer - Field Sales (0-5 yrs)

Bangalore Job Code: 244937

We are Hiring DBS Bank 

Role : Field Sales Officer

- DBS ( Gold Loan)

Process : Gold loan / Business loan

- Experience Must in Banking Sector Any Loan Sales Experience - Gold Loan, Mortgage Loan, Housing Loan, Account Opening, Personal Loan, Auto Loan, Credit Card Sales)

Experience : 6 Month's To 5 Year's (Experience Must In Banking or Finance Sector)

Qualification : Any Degree

Language : Kannada & English

Age : 18 To 35 Years

Gender : Male

Salary : 2.5LPA to 3 LPA + inc +petrol

Location : Bangalore/ Mysore/ Mandya/ Channaraypatna/ devanagalli / Hubli / Bangarpet / Bagalkot/ Ranibennur / Udupi / Mangalore

Job Purpose :

- To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. ( 1.Customer service - TAT for servicing a client, 2. Client retention to reduce attrition,

Responsibilities :

- To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.

- Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan

- Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.

- Maintaining the TAT in the timely disbursement of Gold loan.

- Retention of customers / portfolio by meaningful engagement time to time.

- Secure safe room operations, security measures, day to day working of branch.

- Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.

- Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.

- Cross Sell of other products / services of the bank.

- Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.

Interview Process :

1. Telephonic Interview

2. HR Interview

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