To be primarily responsible for sourcing of retail MSME loans and Affordable Housing Loans.

DESCRIPTION :

- Responsible for active market scoping and sourcing of retail MSME/Housing loans in small ticket segment of INR 5-50 lakhs

- Managing key business development activities including market scoping, lead generation, customer visits, proposal logins, coordinating with credit, operations and other parties to ensure timely closure and disbursement of loans.

- Achieving business targets while ensuring portfolio quality and specified turnaround time.

- Excellent client management and while ensure high quality customer service.

- Engaging with internal and external vendors and relevant authorities for loan approvals.

- Monitor portfolio quality and underlying industry trends

- Responsible for collection of overdue loans while engaging with collections team.

Specifications : Qualifications, Experience, & Competencies :

Minimum Qualifications :

- -Graduate in any stream

Minimum Experience:

- -Minimum 3 to 5 years relevant experience in banking /financial services industry, with specialization in sales function of retail loan portfolio

Skills:

- Strong understanding of loan operations of NBFCs focusing on small ticket loans of INR 5-50 Lakhs

- Proven hands-on experience of sourcing loans from MSMEs Self Employed and Salaried individual in informal and unorganized sectors with strong local market knowledge

- Experience of managing sourcing channel partnerships.

- Exceptional client management skills

- Conversant with acceptable collateral, legal documentation/ mortgage creation processes

- Strong interpersonal and effective communication skills

- Ability to stretch oneself and work under pressure, handle multiple projects simultaneously, and meet deadlines

- Strong work ethic, positive attitude, self-motivated individual having an ability to work individually and as part of a team

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