Manager - Sales - Loan (3-6 yrs)
Job Context :
Key Aspects :
- The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes,
- Given nature of customers, the business also entails stringent controls and monitoring to ensure portfolio health and quality at all times
- While unit of sizing up the business is its loan book size, profitability and minimized delinquency are key business objectives.
- Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to customers
- Understanding of product market characteristics such as channel relationship management, occupations/trade, local financial preferences and practices are important to gain competitive advantage while structuring loans and identifying leads.
- The Sales Manager - STSL is responsible for maximizing profit, growth & customer service objectives via a series of planned business development and channel expansion initiatives.
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