Position: CRE - Home Loan Executive

Location: Kolkata

Qualification: Graduate

Esperance: 6 months - 2 year in home loan sales

Job Description:

- Acquisition of clients & generating revenue through Home Loan / Home Equity / LAP Products

- Responsible to generate business through channel partners (DSA / DST / Agencies, etc).

- Empanelling DSAs, builder tie ups, planning and monitoring joint promotional activities with developers.

- Managing business partners & channel partners (DSA / DST / Agencies, etc).

- Zero compliance issues, adherence to company policies & KYC

- Good understanding of Home Loan / Home Equity / Lap business

- Adequate knowledge on policies and processes of Home Loan and financial ratios

- Good understanding of RERA, PMAY & NHB policies

- Good communication skills and customer handling skills

Note:

- Candidate qualification Min Graduation

- No Fresher, to be hired

- Candidate should have a min 6months of experience in Home loan / Affordable Rural Housing Finance

- They will be on Tata Capital Rolls under 2 years contract initially

- Although the candidate is on contract for 2yrs, if he does exceptional performance TCL will take them on rolls within 9 months of joining

CTC min 12k - 16/- p.m. - .No deviation on CTC

- Employees benefits are at par with On Rolls employees

Reporting Structure:

- CRE - J1 grade (On rolls), Sales Manager (M1 Grade) - Ares Sales Manager, Regional Sales Manager, National Sales Manager, COO

Targets - First month - regular targets:

- First 3 months are given as a cooling period and are issued PIP's in case of Low Performance

- Home Loan Sales (in Metro Cities -35 Lacs and & Non Metro Cities -25 Lacs)

- Affordable Home Loan Sales (in Metro Cities -20 Lacs and & Non Metro Cities-15 Lacs)

Current incentive structure - What is the average earning for the past 3 months

- On a Monthly Avg Home Loan Sales -16 200/-pm,

- On a Monthly Avg Affordable Home Loan Sales - 11,800/

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