Managerial Responsibilities :

- Leading and managing the group of Cluster managers to achieve the business goal

- Visiting each branch/cluster on regular interval to ensure movement of business without any delay/hindrances.

- Meeting the prospective eligible clients as part of sanctioning process as and when it is required.

- Proactively identify the business opportunity in the given clusters and act upon it.

- Taking ownership of the clusters and updation /training of products and other rules and regulations to CROs/BMs on regular basis

- To be a part of hiring capable and dedicated CROs/BMs as and when required.

- Managing human resources to achieve optimum business on regular basis.

Functional Responsibilities :

- Achieving the given target within time limit by supporting Cluster managers and coordinating with other teams like risk/credit.

- Ensuring the health of the portfolio by proactive measures in order to avoid any negative eventualities.

- Monitoring the Cluster activities including marketing and branding closely and timely intervention to support the business.

- Ensuring timely log in, assessment, disbursement and mortgage creation in all the branches by giving required and timely support.

- Being a catalyst of consistent and reliable business and portfolio.

- Proactive involvement in implementing new initiatives of the company with high spirit and quality to improve productivity of the clusters and its staff.

- Inspection of collateral securities as and when it is required to ensure the quality of asset.

Job Requirements

Qualifications :

Graduation/Post Graduation/Diploma or equivalent qualification

Experience

Minimum experience of 6 years in in banks/MFI/NBFC lending and minimum 3 years of team managing experience.

Functional Competencies : 

- Building partnerships and coordination among different stake holders such as field officers, branch managers, customers and team members to facilitate the accomplishment of work goals.

- Mentoring Cluster Managers and BMs by providing guidance and feedback to help them realize their fullest potential and in turn improving the performance

- Ability to use effective approaches for choosing a course of action or developing appropriate solutions and/or reaching conclusions.

- Ability to take action consistent with principles and goals of the organization

- Ability to use effective approaches for choosing right course of action and reaching conclusions.

- Ability to take action consistent with available facts, constraints, and anticipated consequences.

Behavioral Competencies :

- Responsibility and accountability of the cluster

- Building trust and relationships among the Cluster managers, branch managers, CROs

- Proactive approach to lead by example and adhering to codes of conduct and principles.

- Ability to take prompt action to accomplish target of the cluster.

- Ability to take action to achieve goals beyond what is required.

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