Recruiter at ENWOG HR
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Business Manager - Sales - NBFC (3-5 yrs)
L&T Finance Ltd
L&T Finance Holdings Ltd. is a NSE and BSE listed company and is also registered with RBI as an NBFC and CIC. It conducts its financial services businesses through various subsidiaries. L&T Financial Services is the brand name of L&T Finance Holdings Ltd. Our vision at L&T Financial Services is to be an Admirable, Inspirational & Sustainable institution.
- Source Business from market through both DSA and Direct channel of CF to Retail, APF, PreApproved, and Internal channel
Major Activities :
- Source Business from and give service to DSA and other Direct Channels
- Ensure wrong sourcing does not happen
- On-boarding of DSA and other Direct channels
- Ensure Mis-selling does not happen
- Ensure correct sourcing for both channels and customers
- Conduct Underwriting upto 1 crore
- Empanelment of DSA's
- Relationship management with channel partners through regular visits, trainings etc
- Review of the proposal / profiles for - CAM, documentation, legal, technical, financial statements
- Personal discussion with the customer and preparation of the PD note
- Preparation of a proposal note along with CAM and PD
- Approval or recommending proposal ( based on authority matrix)
- Achieve business numbers with expected IRR, fees and cross sell
- Delinquency analysis and intervention in 0-30 dpd cases
- Completion of loan documentation
Knowledge / Experience :
Basic understanding of Self-employed customer's financials
- Knowledge of Loan eligibility for customers
- Basic knowledge of Documentation
- Basic knowledge of Property - Legal and Technical
- Basic knowledge of Regulatory norms
Educational Qualifications: MBA or Equivalent
Relevant and total years of Experience: 2-4 years of experience
Before applying, you should qualify checklist written below:
Ques: Do you have experience in Housing Loan and LAP function?
Ques: Do you have experience in Sourcing Business from market through both Direct Sales?
Ques: Are you working in any NBFC/Banking and Financial firm?
Ques: Do you have experience in on-boarding DSA?