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05/04 Vishesh Gupta
Head Placement at Mahackaya Corp & ecH-aaR Manpower Solutions

Views:8 Applications:5 Rec. Actions:Recruiter Actions:0

Branch Manager - Sales - Secured Loans (5-10 yrs)

Bangalore Job Code: 320247

The key functions will be


- Profitability Management - Maintaining & optimizing profitability for the branch

- Target setting & management - Monitoring branch targets in numbers & volumes

- Portfolio quality management - through superior underwriting, working closely with collections

- Cost management - managing all branch operating costs including cost of acquisition, operations etc.

- People management - Motivating team, handling HR & administration function of the branch

- Customer experience management - Ensuring superior customer experience and handling customer service

in terms of collections, pre closures & service issues

Key Responsibilities

Business

- Achieve contributed value targets set for the branch

- Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets

while controlling delinquencies and frauds

- Provide superior customer experience

- Manage TAT's on credit & processing

- Minimize pre & post disbursal discrepancies

Monitoring Performance

- Monitoring Branch performance in terms of key drivers i.e.

- Contributed Value..Volumes / Profitability / Expenses / Losses

- Employee Retention

- Employee Productivity

- Customer experience

- Monitor individual performance of each employee, continuously work to maximize productivity

People Management :


- Motivate and develop branch team


- Drive branch team to excel.

- Manage and mentor the team and keep attrition of branch staff low

- Conduct regular meeting with branch staff

- Provide open and honest feedback and ask for feedback.

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