Degree of Travel required to:

Extensive

Purpose of Job

Piramal Finance is hiring Area Sales Manager for its newly launched business. The incumbent would be responsible for the day to day functioning of the Branch. He would be looking after sales, operations, credit, collections etc. with regards to the branch.

Key stakeholders

External : Vendors

Internal :

-  Credit team

- Finance & Treasury team

- Sales Team

- Collection Team

- Partner Functions

Reporting Structure - Reporting to Regional Head Chennai

Reportees - 3-4 BSMs

Essential Qualifications

Graduate from a reputed college & PG Preferred.

5+ years of relevant experience in mortgage industry.

Well verse with MS Excel

Essential Skills & Experience

Ability to work under tight deadlines and to prioritize conflicting and changing priorities

Ability to liase & follow-up with internal stakeholders and vendors

Good written & verbal communication skills

Values

Knowledge

Expertise - we strive for a deeper understanding of our domain

Innovation - we aspire to do things creatively

Action

Entrepreneurship we are empowered to act decisively and create value

Integrity we are consistent in our thoughts, speech and action

Care

Trusteeship - we protect the interests of our customers, community, employees, partners and shareholders

Humility - we aspire to be the best, yet strive to be humble

Key Roles/Responsibilities :

- Sales and Marketing of Products (Home Loan and LAP).

- Administration of Branch.

- Advertisement of Loan Products

- Responsible for sourcing of builder project files and get their project approval done by the organization.

- Smooth functioning of Lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.

- Various compliances of Corporate Office and NHB at Branch Level

- Recruitment of Direct Sales Associates DSAs.

- Motivating DSA- 's to achieve targets.

- Relationship building with Builder for APF & Bulk Sales

- Time to time updating them on new products and lending guidelines with updating market scenario.

- Achievement of target as provided by the company.

- Meeting the guidelines of company and the goals as provided.

- Handling the various queries of Housing Loans.

- Monitor individual & Team performance and take steps to improve productivity and correct aberrations

- Adherence to all processes laid down by the company at the Center

- Ensuring Target achievement by co-coordinating with team and DSAs.

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